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Insurance Requirements for Licensed Managers

Insurance requirements for community association managers (CAMs) are provided by statute and CAM “D Rules.”

Licensed CAMs who are employees of a management company are required to obtain and maintain errors and omissions insurance and crime/fidelity insurance in amounts described in the rules.

Licensed managers who are employed by an owner association are to be named as an additional insured on the Association’s fidelity policy. The state will accept a community’s D&O policy in lieu of an E&O policy, so long as the policy meets the coverage limits outlined in the statute and the CAM rules.

Managers should watch for future changes to the rules related to the rule making hearing set for July 22, 2015.

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Published by
Aaron Goodlock

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